
Tons of paperwork? No problem.
No matter your situation, we will work with you to help you get your financial freedom back. We’ll help you find the loan program that’s right for you. We’ll even help you do the paperwork!
The Thriveley team is trained to provide you with the best solution for your unique debt and income situation. Our team members are specialists in federal student loans as well as the consolidation, refinancing, and forgiveness programs available to you.
Public Service Loan Forgiveness (or PSLF)
If you have a Direct Federal Loan, this program may be the right option for you. An Thriveley team member can help you understand your options and apply for loan forgiveness.
How it works:

PSLF requires you to make 120 monthly payments on your direct federal loan. To help you make those payments, Thriveley can work with you to qualify for a lower, income-based payment plan.

After you’ve made your 120 payments, an Thriveley team member can help you understand what kind of public service job can qualify you for a PSLF plan. Learn more here.
Total and Permanent Disability Discharge
Are you disabled? Thriveley can assist you and Total and Permanent Disability (TPD) Discharge could be the solution you’ve been looking for.
This program helps those people with total and permanent disabilities by relieving them of the requirement to repay their federal student loans. If you think you might qualify for a TPD Discharge, let us know and we’ll help you fill out the paperwork you’ll need. If you’re unsure, read more about the program here.

In Default?
Don’t worry, Thriveley can still help. Falling behind doesn’t mean that you’re out of options.
An Thriveley team member will work with you to look at the status of your loans, consolidate your loans to bring you current, then help you qualify for a new monthly payment you can afford.

Combining Your Loans Gives You Back Control
Student loan consolidation can be the best way to take control of your financial future. By combining multiple student loans you get everything rolled into one: one monthly payment, one interest rate, and one set of repayment terms.
Consolidation can give you back control of your financial future and the freedom to pursue it.
William D. Ford Program
The William D. Ford direct loan programs provide student loan borrowers with an excellent option for consolidating their federal student loans into one simple program.
Using a direct loan from the Department of Education to consolidate your federal student loans can give you the ability to simplify your finances by combining multiple loans into one monthly payment and one interest rate.

Ready to get started on consolidating your student loans?
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